Rich people think differently than you! Why do rich people get richer and richer? Why can you become a rich man? In fact, rich people do not spend money lavishly as you think, and they may even be more simple and frugal than you think...; Take Warren Buffett as an example, you will never see him from the United States in California. Walk out of the luxury mansion of Foley Hill or drive a luxury super sports car. I would never see him order a table full of sumptuous food in a high-end restaurant, because he is more frugal than you and me, and he is famous for saving money. Here are the four most well-known frugal habits:
First of all, unlike many billionaires who love to buy luxury houses, Buffett still lives in a house that he bought for $31,500 63 years ago. It is understood that this house has 5 bedrooms and is about 610 square meters, which is worth today. It’s about 1 million U.S. dollars...; although he has lived for more than 60 years so far, "it’s an old house...", he has no plans to move out at all, and he says that this is the best in his life. One of the investments.
Secondly, Buffett, like ordinary ordinary people, also likes to eat "junk food" occasionally. He often brings a bag of McDonald's to the office for breakfast on the way to work, such as burgers, cola and all kinds of frozen desserts are the delicacies he often tastes. . In an interview with the media, he said that if you only want a simple breakfast, it can be a combination of sausage and breakfast meat with Coke; if you want to eat a little more luxurious, bacon, eggs and cheese are common on the breakfast plate. Cookies etc.
Third, as mentioned earlier, you will not see Buffett driving a luxury supercar. He only likes and will only buy second-hand cars with discounts. In particular, he is proud that his annual mileage is only about 5,600 kilometers, so he does not need to exchange for new cars very frequently. In addition, he is not accustomed to using mobile phones and computers, not to mention the iPhone, which is very popular among young people..., such as the above details of life, these are enough to make people tsk in the eyes of the young people who can't leave their hands on 3C products nowadays. Amazed.
Finally, Buffett doesn’t care about designer brand fashions, does not adore famous brands, and tends to avoid unnecessary expenses and consumption. He once said: “You don’t save the money you spend, but you save the money first and then save the rest. Money is used to spend." His argument of saving is applied to daily life. When the first child was born, he transformed the drawer of the cabinet into a cradle, and when the second child was born, he borrowed a crib from a friend. ; Regarding the matter of spending money, he advocated: "If you buy something you don't need, you have to sell what you need soon."
If you're living beyond your means, you shouldn't be afraid to return to school to earn your college degree. If you're not willing to give up on your dreams, you should try these tips. When you're struggling, you shouldn't be ashamed of your choices. If you're living within your means, don't worry. If you're not rich, you'll have the freedom to pursue your passions and grow your wealth.
Looking at Buffett’s saving techniques, there are actually two key points: “throttling” is easier and simpler than “opening up” and more importantly, before spending money, you need to think about “needs, wants, and needs”, especially Careful calculation is king! The following is a special mention of Ian Nicholson, a well-known Canadian financial management expert who advocates "living with frugality" like Buffett and is facing the economic depression but still has wealth. He puts forward 8 tips for frugal financial management. From now on, you can also follow them. Gradually establish good consumption habits:
Tips 1. After receiving your salary every month, first deduct the money you want to deposit, and spend the remaining money.
Tips 2. Develop the habit of detailing budgets and expenditures to clarify the flow of money every day, every week, and every month.
Tips 3. After every purchase, it's habit to check all invoices and receipts to see if the merchant has overcharged.
Tip 4. Don't get a bunch of credit cards, just keep one, especially remember to pay off your monthly bills.
Tip 5. Find ways to save lunch and transportation expenses, such as bringing your own lunch box, taking public transportation, or sharing a taxi to and from get off work.
Tip 6. Before shopping, consider whether it is necessary or necessary "This money is worth spending?"
Tip 7. When buying and selling, remember to bargain prices. One point saved is one point. If you don’t take the initiative to bargain, the merchant will not take the initiative to lower the price and sell you.
Tip 8. Read a lot of useful books about home repairs, investment and financial management, etc. You don't need to buy physical books, just download them from the Internet or the library.
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